1. Information About Cookies

Cookies are merely text files, used to identify individual users. They are placed in computer's browser to store preferences. Cookies, are not plug ins nor are they programs. They are stored on the computer's hard drive and can be deleted at any time. When you visit the website again, the cookie allows that site to recognize your browser.

Cookies, by themselves, do not tell us email address or other personal information unless a person choose to provide this information to us by, for example, registering at our site. They do not contain any personal information about you. Cookies do not act maliciously on computer systems.

2. Purpose:

We make very limited use of cookies. The few of the purposes are listed below:

1. Cookies are used by us to analyse users' surfing behaviour within the web site. We use cookies to record how many people apply for our products based on our advertising campaigns. The cookie contains a unique session identifier, and contains no personal or private data.
2. We place cookies to collect aggregate information on the number of visitors to our site and the number of pages viewed. We use cookies to understand site usage and to improve the content and offerings on our sites.
3. It is also used for Web site and system administration, including research and development, traffic analysis, user analysis and business decision-making.

We cannot and would not identify individuals and only use the consolidated data to help identify improvements to our site and navigation. We offer you choices when we ask for personal information, whenever reasonably possible. Cookies are stored on the hard drive of the user machine but cookies cannot access any other information stored on the hard drive of the user's computer or any other cookie stored on the same computer.

3. Time Duration the information would be stored:

Cookies expire after 90 days, unless you delete them manually.

4. Option to reject/ block cookies:

You may decline to provide personal information to us and/or refuse cookies in your browser, although some of our features or services may not function properly as a result.

We make good faith efforts to provide you access to your personal information upon request and to let you correct such data if it is inaccurate and delete it, when reasonably possible. You can choose not to accept cookies or delete any cookies from your computer, or to alert you every time a cookie is offered by us by changing the settings in your Internet Browser.

You can set your browser option so that you will not receive cookies and you can also delete existing cookies from your browser. Please check "Disable your Cookies" below. You can also manually remove cookies from your system. For more information on how to manually remove cookies from your system, please check "Delete your Cookies" below or lookup Cookies in your Operating System Documentation.

Disable your cookies:

• Explorer 6.0 Tools -- Internet options -- Privacy --Setting -- Manually slide the bar up to "Block All Cookies" - OK
• Firefox 1.0 Tools -- Options - Cookies -- Allow sites to set Cookies -- Unmark - OK
• Netscape 7.1 Edit -- Preferences - Privacy & Security -- Cookies - Disable all cookies - OK

• Explorer 6.0 Tools -- Internet options -- Privacy --Setting -- Manually slide the bar up to "Block All Cookies" - OK
• Firefox 1.0 Tools -- Options - Cookies -- Allow sites to set Cookies -- Unmark - OK

Delete your cookies

• Explorer 6.0 Tools -- Internet options -- General -- Delete Cookies -- OK
• Fire fox 1.0 Tools -- Options - Cookies -- Clear All Cookies - OK

Netscape 8.1 Tool -- Options -- Privacy -- view Cookies -- Remove All Cookies - OK

For Linux System:

• Explorer 6.0 -- Internet options -- General -- Delete Cookies -- OK
• Firebox 1.0 Tools -- Options - Cookies -- Clear All Cookies - OK

Deleting or disabling cookies options may vary according to browser and version of the system, so kindly refer to the help menu of the browser, in case you face any difficulty.

However, you may not be able to login/surf some of the pages of the website if cookies are disabled. Please be aware that if you decline the use of cookies set by us, you will be unable to register or use the personalized areas of the site.